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Real Estate Legal Question?
I have a brief question for you We had a lien placed against a home for non payment of HOA dues and it went to auction in August. They owed about 2k. The 6 months of redemption expired in February. We received an Assessment Lien Deed. The County Appraisal site stills list the former owner as the current owner. If we owned the home wouldn't we be listed as the owners and would n't we have been billed for the taxes due at the end of the year? We emailed the HOA rep and she says we own it. I am not convinced that we own a home just because we have a lien. It seems the bank still owns it because they own the mortgage. It seems to me that if we owned the home, then we would have been awarded a Deed of Ownership not an Assessment Lien Deed. We need to make arrangements to get the grass cut on a regular schedule and secure the home.Yes, the home is unlocked. I do not want to do anything (like entering the home or locking it ) if we do not have the legal right to be there. Can you tell me if this lien awards us ownership? If it does, then we will have a Saturday morning project securing the property and prepping it for sale. BTW, I am in Texas. Thanks. I am the Board member of an HOA with a vacant home. We had a lien placed against the home for nonpayment of HOA dues and then they abandoned the home and left it to the bank. We were told by the HOA rep we owned the house but I don't think we do. I want to know if we own it or how to find the bank so they can assume responsibility for it.
Public Comments
- Could you re-post your question and clarify the following: Who are you in relation to this home, and why do you think you might own it? Were you (or your company) granted a lien on the property or was there a lien placed on the property by an HOA... or are you asking on behalf of the HOA? Unless you clarify so someone really on top of this sort of thing can answer, I think the answer to your question is, No, you do not own the property. Sounds like you are one (of probably many) lien holders, with at least one mortgage holder ahead of you in the que to get paid.
